The plaintiffs, husband and wife, were enjoying a drive-in in St. Charles when a drunk driver ran a red light and crashed into them. The defendant was charged with his third DUI. He pleaded guilty, and State Farm defended the case for almost three years. After taking the drunk driver’s deposition and filing a motion for punitive damages, State Farm offered the full policy limits to both plaintiffs ($100,000.00 each) for a total of $200,000.00.
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