The plaintiff was rear-ended while stopped for a red light, resulting in C4-5 cervical fusion and surgery at C7-T1 as well. He had preexisting spinal conditions, including a prior cervical fusion in 2003. The police report indicated no damage to either vehicle. The settlement was comprised of the full policy limits of the at-fault driver ($100,000) and the full policy limits of the plaintiff’s underinsured motorist insurance ($400,000).
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